Your on-time payments get reported to the credit bureaus, which helps build your credit history and improve your score. As inaccuracies are corrected and negative items are addressed, your credit score will gradually improve. A high credit score makes you attractive to lenders and helps you qualify for better interest rates and loan terms.

Credit Consultations Are Free

When I started, my credit score was at 480, but with their guidance and expertise, I was able to raise it to 720 in no time and achieve my dream of purchasing my first home. Credit Repair can take anywhere from two weeks to two months, it simply depends on how fast the creditors and collection agencies will take to respond to disputes and before offering resolutions. ASAP Credit Repair has two critical missions, 1) to provide an effective and inexpensive option for credit repair and 2) to provide the best customer service experience along the way.

We Remove Fraudulent Information In Your Credit Report

According to a 2024 study by the New York Federal Reserve, the number of Americans who were rejected for credit products has increased over time, and lower credit scores are to blame. Any qualifying consumers harmed by CreditRepair.com, Lexington Law and their parent companies between July 21, 2011, and August 30, 2023. Victims have been identified through records turned over by the credit repair companies. You do not need to take any action at this time to receive a refund check. Avoid the high initial costs often charged by traditional credit repair services. From day one, our credit specialists work with you to review your reports, plan your strategy, and handle disputes from start to finish.

Credit Saint was originally founded in 2004, and the company boasts a rating of A with the Better Business Bureau (BBB) and excellent rankings from third parties, including Consumers Advocate and Consumer Affairs. creditrepair are a company composed of a skilled team of professionals with backgrounds in the Mortgage Industry, Debt Negotiation, and Automotive Finance. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or

However, their services can be costly, and accurate information on your reports cannot be removed. You have the right to dispute credit report information on your own at no cost. Credit repair is often marketed as a quick fix for financial difficulties, but in reality, it is a structured process grounded in consumer rights and regulatory protections. While credit repair companies can provide convenience by managing disputes, they cannot perform miracles or erase legitimate credit history.

All packages include 24/7 access to a client portal and features such as ID Cover Darkweb monitoring, TransUnion alerts, real-time account synchronization, bill reminders, and a budgeting system. Their sign-up process is quick and efficient, taking just 90 seconds. The credit repair journey with Safeport Law starts with a free consultation.

While paying off a collection can improve your credit score, be aware that settling a debt for less than the full amount can initially have a negative impact. However, the positive effects of paying off the debt, even a settled debt, will contribute to rebuilding your credit over time. What sets us apart is our affordable and transparent pricing—with no upfront fees and just $100 a month —and our personalized, hands-on approach.

Our platform is designed to give you full command of your financial future, offering a logical and straightforward approach. Say goodbye to unnecessary delays and complications, CreditDIY provides a smooth, guided path to enhancing your credit online. Best of all, you set the pace, managing every step independently without relying on others.